The AI-native brokerage, built Shariah-compliant.
mTrade — “Muslim Trade” — is mCapital’s custom fintech platform: fresh code, a modern AI core, 100+ agents, and 150 real professionals behind them, all engineered for Islamic finance from the ground up.
The stack
Technology and people, working together.
AI-native core
mTrade is written on fresh code with a modern AI framework at its center — not a legacy trading system with AI bolted on. Every workflow is designed around intelligent automation from day one.
100+ AI agents
A fleet of AI agents handles investor acquisition and trade management inside strict guardrails — scaling personalized guidance to hundreds of thousands of accounts.
150 Investor Success Managers
Real financial professionals stand behind the automation, giving members human support when it matters most — onboarding, funding, and major decisions.
Compliant by design
Shariah screening, KYC, and cross-border compliance are built into the platform rather than layered on afterward, so members stay compliant without extra effort.
Musharakah Co-Invest — margin without riba.
The single hardest problem in Islamic finance is margin lending — and it’s the one product competitors can’t easily copy. Instead of interest, mGlobal Brokerage uses a partnership structure that avoids riba, gharar, and maysir.
Matched capital
mCapital matches a Premium Member’s own trading capital dollar-for-dollar — e.g. $5,000 from the member, $5,000 from mCapital — committing up to $250M of its own capital for up to $500M combined capacity.
Shared profit, fair loss
Profit is negotiable and can favor the member (e.g. 70% member / 30% mCapital). Loss is split strictly by capital contributed — 50/50 in an equal-contribution example — regardless of the profit split.
Diminishing Musharakah
For a member’s own leveraged position, mCapital and the member jointly own the position by capital ratio, and the member buys out mCapital’s share over time — never interest on a loan.
AI-calibrated
The structure is paired with an AI recommendation engine calibrated to each member’s risk profile and capital committed, bundled into the Premium Membership.
Regulatory status — not yet confirmed: this structure sits outside Bangladesh’s existing interest-based Margin Rules and has not yet been reviewed by BSEC or certified by an independent Shariah advisory board. Both are required before public launch or institutional distribution.
Everything unlocks through Premium.
Premium Subscription is the gateway to the platform — AI-guided portfolio tools, Level II market depth, professional service, Musharakah Co-Invest, and managed-fund access. At roughly $5/month it’s the most predictable, recurring layer of the business, and the door to everything else.
Explore Plus in the app- AI portfolio recommendations
- Level II market depth
- Musharakah Co-Invest access
- Managed halal fund access
- Dedicated Investor Success Manager