Risk Disclosure

The value of investments can go down as well as up, and you may get back less than you invested. You should only invest money you can afford to have at risk, and you are responsible for your own investment decisions.

Prices of stocks and other securities fluctuate, sometimes sharply, due to company performance, economic conditions, interest rates, and market sentiment. Emerging markets such as the Dhaka Stock Exchange can be more volatile and less liquid than developed markets.

If you hold assets denominated in a currency different from your home currency — for example, US-listed securities while banking in Bangladeshi Taka — movements in exchange rates can increase or reduce the value of your holdings independent of the asset’s performance.

Some securities may be difficult to buy or sell quickly at a fair price, particularly smaller listings or during periods of market stress. Circuit breakers and exchange rules may pause or restrict trading.

Using our Musharakah Co-Invest structure increases both potential gains and potential losses. If the value of your portfolio falls, you may be required to add funds or your positions may be reduced. Shared-risk financing does not eliminate the possibility of loss.

A halal or Shariah-compliant classification addresses religious permissibility based on available data and defined standards. It is not a judgment about whether an investment is financially suitable or profitable for you, and classifications can change as company filings are updated.

Past performance is not a reliable indicator of future results. Projections, targets, and illustrative figures shown anywhere in our materials are not promises of future performance or returns.