Dhaka and New York, in one pocket.
One platform for local Bangladeshis and the NRB diaspora — Shariah-compliant access to the Dhaka Stock Exchange and the US market across 31+ global exchanges, from a single login, a single wallet, and a single compliance flow. Every stock is screened for halal compliance before you can trade it.
Two exchanges, one seamless experience.
Whether you want home-market growth or global diversification, you switch markets without switching apps.
Dhaka Stock Exchange
Your home market. We are preparing to bring Shariah-screened DSE equities to the app, so remittance capital can go to work in Bangladeshi ownership instead of sitting idle.
- Launching upon license acquisition
- Growing listing pipeline
- ≤0.5% commission per trade
NASDAQ (US Markets)
Global depth for the diaspora. Non-resident aliens can trade US-listed stocks freely — no US SSN or citizenship required — after standard KYC verification.
- NRB access via W-8BEN
- 0% capital-gains tax for NRAs
- Deep liquidity & fractional lots
Why one app matters
Built for a life lived across borders.
One wallet, two currencies
Fund once and allocate across BDT and USD holdings. No juggling multiple brokers or accounts — your whole portfolio lives in a single view.
Remittance into ownership
Convert diaspora income into invested capital in a few taps. The same dollars that used to be spent become a growing, Shariah-compliant portfolio.
Compliance handled
W-8BEN filing, KYC, and Shariah screening are built into onboarding — so trading across borders feels as simple as a domestic order.
Coming soon to 30+ markets.
We start where the diaspora lives and earns, then keep expanding. Shariah screening and market data now spans 19 countries and 31+ exchanges — with 6,308+ halal-screened stocks and counting.
31+
Exchanges
19
Countries
Bangladesh Soon25.67%
Halal market cap
37 / 81
Halal stocks
United States Live41.17%
Halal market cap
1,339 / 6,403
Halal stocks
India Soon39.95%
Halal market cap
1,961 / 4,854
Halal stocks
Canada Soon18.03%
Halal market cap
403 / 3,159
Halal stocks
United Kingdom Soon21.82%
Halal market cap
341 / 1,611
Halal stocks
Australia Soon33.14%
Halal market cap
427 / 1,769
Halal stocks
Malaysia Soon42.91%
Halal market cap
342 / 1,047
Halal stocks
Germany Soon28.41%
Halal market cap
231 / 997
Halal stocks
Indonesia Soon28.21%
Halal market cap
323 / 906
Halal stocks
France Soon34.05%
Halal market cap
126 / 736
Halal stocks
Turkey Soon11.09%
Halal market cap
114 / 593
Halal stocks
Singapore Soon9.89%
Halal market cap
70 / 534
Halal stocks
Saudi Arabia Soon99.93%
Halal market cap
358 / 393
Halal stocks
Egypt Soon14.17%
Halal market cap
66 / 241
Halal stocks
Spain Soon22.09%
Halal market cap
47 / 228
Halal stocks
United Arab Emirates Soon35.99%
Halal market cap
61 / 154
Halal stocks
Netherlands Soon51.29%
Halal market cap
20 / 109
Halal stocks
Qatar Soon44.04%
Halal market cap
29 / 55
Halal stocks
Bahrain Soon47.77%
Halal market cap
13 / 38
Halal stocks
Coverage is indicative and subject to regulatory approval in each market. Halal market cap and stock counts reflect current Shariah-screening research coverage and update as new filings are released. Live markets are tradable today in the mCapital app; all others are in progress.
A note on US investing
US markets allow non-resident aliens to trade stocks freely without a US Social Security Number or citizenship. Investors file a W-8BEN form; US capital gains are taxed at 0% for non-resident aliens, but US dividend payouts carry an automatic 30% withholding tax. This is general information only, not tax or legal advice — individual circumstances vary, and a licensed US tax advisor should be consulted before investing.
Invest at home, in Taka. Halal by design.
mCapital brings Shariah-compliant investing to every Bangladeshi resident. Open an account with your NID, fund in Taka with bKash, Nagad or bank transfer, and grow your wealth on the Dhaka Stock Exchange.
৳12,000
Per year, all-in-one
350+
DSE stocks screened
bKash · Nagad
Instant Taka funding
Opening your account
From NID to your first halal trade.
Five steps, fully digital. We even open your CDBL BO account for you — no branch visit required.
Confirm eligibility
Open to Bangladesh residents aged 18+ with a valid National ID (NID), funding in Taka from a local account.
Complete e-KYC
Verify your identity digitally with your NID and a recent address proof. Add your e-TIN so tax is handled correctly.
Open your BO account
To trade DSE shares you need a Beneficiary Owner (BO) account with CDBL. We open and link it for you during onboarding.
Fund in Taka
Top up instantly with bKash or Nagad, or transfer from any Bangladeshi bank account. Fees and limits are shown up front.
Invest & grow
Buy a fully Shariah-screened universe of DSE stocks or join a managed halal fund, with guidance from your Investor Success Manager.
Eligibility at a glance.
If you live in Bangladesh and have a National ID, you almost certainly qualify. Here's what you'll need.
- Age
- 18 years or older
- Identity
- Valid Bangladeshi NID
- Residence
- Resident in Bangladesh
- Trading account
- BO account with CDBL (we set it up)
- Funding
- BDT via bank, bKash or Nagad
- Tax
- e-TIN for dividend & gains reporting
The rules, in plain Taka.
A few local rules keep your account compliant, halal, and hassle-free.
Shariah-screened only
Every stock you can trade is screened against an AAOIFI-based methodology. Non-compliant tickers are filtered out — you never place a haram trade by accident.
Fund from your own account
Deposits must come from a bank, bKash or Nagad account in your own name. Third-party funding is held for compliance review under BSEC/BFIU rules.
Transparent pass-through costs
Standard DSE, CDBL and regulatory charges apply per trade and are shown before you confirm. Your membership fee is separate and never marked up.
Tax handled correctly
Dividend tax and applicable capital-gains rules are reported against your e-TIN. We give you clean statements for your annual return.
Local questions.
How much does it cost in Taka?
One all-in-one local membership of ৳12,000 per year — no tiers and no feature paywalls. Standard DSE, CDBL and regulatory pass-through charges apply per trade and are always shown before you confirm.
Do I need a BO account already?
No. A Beneficiary Owner (BO) account with CDBL is required to hold and trade DSE shares, and we open and link it for you during onboarding — no separate broker visit needed.
Can I fund with bKash or Nagad?
Yes. You can fund in Taka instantly via bKash or Nagad, or by transfer from any Bangladeshi bank account, as long as the account is in your own name.
When does local trading go live?
Dhaka Stock Exchange trading opens upon our license approval. Join the waitlist and we will notify you the moment local accounts are ready.
Be first when DSE trading opens.
Join the waitlist and we will notify you the moment local accounts go live — with a step-by-step guide to KYC, your BO account, and Taka funding.
Availability, funding methods, minimums, pricing, and tax handling are subject to licensing, partner onboarding, and local regulation.
How we decide what's halal.
Every company on mCapital goes through the same transparent screening process. Here's exactly how a stock earns its compliance verdict.
Business activity screen
We first check what the company actually does. Any business whose core revenue comes from interest-based finance, alcohol, gambling, tobacco, conventional insurance, or other prohibited activities is marked non-compliant — regardless of its financials.
Financial-ratio screen
Companies that pass the activity screen are tested against financial thresholds: interest-bearing debt relative to market value, non-compliant income as a share of revenue, and the proportion of cash and interest-bearing securities.
Purification guidance
For borderline-compliant stocks that earn a small amount of impermissible income, we estimate the portion you should purify (donate) so the rest of your returns stay halal.
The financial thresholds we apply.
A company must clear all of the following to be considered Shariah-compliant. These thresholds follow widely accepted AAOIFI screening principles.
What a verdict looks like.
A pharmaceutical manufacturer
Core business is permissible, interest-bearing debt sits at 12% of market cap, and non-compliant income is under 1%. Clears every screen — safe to invest with no purification required.
A conventional bank
The core business is interest-based lending, which is a prohibited activity. It fails the business-activity screen outright, so the financial ratios are never even reached.
Screening is an ongoing process — a company's compliance can change as its financials shift each quarter. mCapital re-screens holdings and alerts you if a stock you own moves out of compliance.
Trade two markets from one app.
DSE and NASDAQ, screened for compliance, funded from a single wallet — all in mCapital.
Open the app